Sovereign Gold Bond (SGB) Name Correction in Jharkhand: Certificate of Holding, Bank and Demat
Many families in Jharkhand bought Sovereign Gold Bonds through their bank or post office. When the name on the bond is misspelt, or no longer matches PAN and the bank account, interest and redemption can be held up. RBI's procedural guidelines of 23 December 2016 have a section titled "Change of address, correction of name, change of account number and other miscellaneous requests". It says the customer's request "(in plain paper)", "supported by the Certificate of Holding", may be processed by the Receiving Office after verification. For a spelling slip, that is not a Gazette notice. We publish Gazette notices, and we say this first.
Five points, in the order you will need them. First, find out how your SGB is held: as a certificate in RBI's books, or in a demat account. Second, for a certificate holding, write a plain paper request to the bank, post office or broker you bought through, with the Certificate of Holding. Third, attach proof of the correct name, such as PAN and Aadhaar; the office "may call for additional documents". Fourth, for a demat holding, the name follows your demat account, so correct it with your DP. Fifth, check the bank account name, since interest and redemption go there. We publish Gazette notices, and we say plainly that most SGB name corrections need none.
What RBI's SGB Guidelines Say About Correction of Name
RBI's circular RBI/2016-17/193 sets out how SGBs are serviced. Paragraph 10 covers name corrections for bonds held as stock certificates.
| Point | What RBI's guidelines say |
|---|---|
| What is covered | "Change of address, correction of name, change of account number and other miscellaneous requests" |
| How to ask | "requests of the customer (in plain paper)", "supported by the Certificate of Holding" |
| Who processes it | The Receiving Offices, "through the E-Kuber portal after verification of the particulars" |
| More papers | "The Receiving Offices may call for additional documents if deemed necessary." |
| Who the Receiving Offices are | Scheduled commercial banks (not RRBs), SHCIL, designated post offices, and NSE and BSE |
Which SGB Name Case You Have
SGB name problems usually fall into a few kinds. This sorting is ours, built on RBI's guidelines.
| What happened | What it usually is |
|---|---|
| Certificate holding, name misspelt | A paragraph 10 correction at the Receiving Office |
| Demat holding, name wrong | A correction with your DP |
| Name changed after marriage | A change needing proof of marriage |
| Bank account name differs | A bank record to correct; interest goes there |
| Holder has died | Nominee or heirs, under the Government Securities Act |
How to Fix Each Sovereign Gold Bond Name Case
RBI's guidelines give the route. Which proof to attach is our practical advice, since the guidelines leave it to the Receiving Office.
| Case | What usually fixes it |
|---|---|
| Certificate holding, spelling slip | Plain paper request with the Certificate of Holding, plus PAN and Aadhaar |
| Certificate holding, change by marriage | The same request, with the marriage certificate. See married women |
| Demat holding | Correct the name with your DP. See demat and mutual fund |
| Bank account name wrong | Correct it at the bank. See bank records |
| Genuine change of name | A Central Gazette notice, then PAN, then the bank and the SGB |
SGB Nominees, Legal Heirs and Joint Holders
RBI's guidelines tie nomination and succession to the Government Securities Act, 2006. An heir's name must match the heir's own papers, just as the holder's did.
| Point | What RBI's guidelines say |
|---|---|
| Nomination | "governed by Section 9 of the Government Securities Act, 2006", read with the 2007 Regulations |
| Deceased holder | Title "subject to the provisions of Sections 7 and 8 of the Government Securities Act 2006" |
| Death certificate misspelt | Registrar correction. See death certificate correction |
| Nominee's name differs | Link it with a marriage certificate or affidavit. See nominee name mismatch |
Does a Sovereign Gold Bond Name Correction Need a Gazette Notice?
Usually not. RBI's guidelines ask for a plain paper request with the Certificate of Holding, and leave further documents to the Receiving Office. A spelling slip is shown with PAN and Aadhaar; a married name with a marriage certificate. A Gazette notice is for a genuine change of name.
| Situation | What usually applies |
|---|---|
| Spelling slip | Plain paper request with PAN and Aadhaar. No Gazette |
| Change by marriage | Marriage certificate. No Gazette |
| Demat holding | DP correction. No Gazette |
| Genuine new name | A Central Gazette notice is the clean route |
How to Correct the Name on a Sovereign Gold Bond, Step by Step
Find your Certificate of Holding
Or your demat statement.
Check how the SGB is held
Certificate or demat.
Compare the name with PAN
Letter by letter.
Fix PAN and the bank account first
If they are wrong.
Find the Receiving Office
Bank, post office or broker.
Write a plain paper request
Old name, correct name, holding details.
Attach the Certificate of Holding
And proof of the correct name.
Hand it in and take a receipt
Keep a copy.
Give more papers if asked
The office may ask.
For demat, correct with your DP
The SGB follows the account.
Central Gazette Process for a Name From Jharkhand, and Where It Fits a Sovereign Gold Bond
No district in Jharkhand has a gazette counter, so a genuine file goes from Ranchi, Jamshedpur, Dhanbad, Bokaro, Hazaribagh, Deoghar or anywhere else in the state to the Department of Publication, Civil Lines, Delhi 110054, and the notice publishes in Part IV of the Gazette of India. As reported in July 2025 the Finance Department stopped personal name change notifications from the Jharkhand Government Press with immediate effect, so there is no state alternative to fall back on.
The Eight Steps of a Name File Sent From Jharkhand
Settle the final name first
Letter by letter, with the spacing you want, and then use exactly that everywhere, Aadhaar included. A corrigendum after publication is a second fee and a second wait.
Pick the category, then its proforma
A genuine change of name is change of Name Adult or Major. A wrongly typed spelling is the public notice for a wrongly written name. Twelve categories exist and only one is yours.
Type the proforma in duplicate
Two originals with two witnesses giving signature, full name, address and mobile number on both copies. A change of name is signed in the old name; a public notice is signed in your own name.
Fill the employment field if it is a change of name
The adult proforma asks for the post of the applicant and the office or company name. A student or a homemaker should still complete it rather than leaving it blank, because a blank field brings the file back.
Publish and keep the original paper
One of the daily local leading newspapers, carrying both names in full, the father or husband name and the residential address. The whole original paper goes in the file, not a cutting.
Pay only through BharatKosh
The Non Tax Receipt Portal and nowhere else since October 2018. Select the Department of Publication by name, read the amount the portal shows on the day, pay in your own name and print the e-receipt.
Check every date, then post it yourself
Nothing in the file older than one year. Personally or by post or courier only, never through an agent or advocate. Photocopy everything first, because nothing sent in comes back.
Read the notice, then update in the right order
Check every word the day it publishes and download the e-Gazette copy. Then update PAN and Aadhaar, then the bank, then send the notice with the Certificate of Holding to the Receiving Office.
The Five Papers in the File, and What Is Checked in Each
| The paper | What is checked in it, clause by clause |
|---|---|
| 1. The proforma, in duplicate | That it is the right category format; the existing full name exactly as your documents carry it; the new full name exactly as settled; the father or husband name; the full address with pin code; the post and office or company name where it is a change of name; the signature in the right name for the category; two witnesses complete with signature, full name, address and mobile number |
| 2. The affidavit or undertaking | The same names and address as the proforma, word for word, with wording matching the category. On Rs 100 non-judicial stamp paper as our safe default |
| 3. The original newspaper | The original paper, not a cutting; the paper name and date of publication visible; both names carried; the father or husband name and residential address; dated within the last year |
| 4. Photographs, identity proof and any category paper | Two self attested passport photographs; self attested identity and address proof matching the proforma address; both witnesses proofs; and, in a public notice file, the attested photocopy of the connected document carrying the error |
| 5. The CD, its certificate and the BharatKosh receipt | MS Word, without the witness portion, with the name typed in place of the signature; the certificate that the hard copy and the soft copy are the same; the forwarding letter to the Controller of Publication with a telephone number and email; the e-receipt |
The posting detail is on the sending the file to Delhi page, the change of name wording on the proforma format page and the public notice wording on the public notice proforma page, the charge by category on the fee and undertaking page, the reasons files come back on the rejection reasons page, and the download on the download page.
What a Sovereign Gold Bond Name Correction Costs
RBI's guidelines, as we read them, name no fee for a name correction. We print none. The costs are the documents, and usually not a Gazette notice.
| Item | What we can and cannot tell you |
|---|---|
| Plain paper request | No fee named in RBI's guidelines |
| DP correction, for demat | Your DP's charges, if any |
| PAN or bank correction | Their own charges, if any |
| Affidavit, if asked | Stamp paper, Rs 100 as our safe default, plus the notary's fee |
| Gazette notice | Only for a genuine new name. Paid on BharatKosh, revised each year and non-refundable |
| What we charge | Quoted on the call. For telling you which office to approach, nothing |
Myths About Sovereign Gold Bond Name Correction
| What people believe | What is actually so |
|---|---|
| Only RBI in Mumbai can correct it | The Receiving Office processes it |
| A special form is needed | A request "in plain paper" |
| The certificate is not needed | "supported by the Certificate of Holding" |
| A spelling slip needs a Gazette | Usually not |
| Demat SGBs are corrected at the bank | With your DP |
| Regional rural banks can process it | RRBs are excluded from Receiving Offices |
| Heirs follow any family arrangement | Sections 7 and 8 of the Government Securities Act apply |
| The bank account name does not matter | Interest and redemption go there |
| A certificate cannot move to demat | It can, on a specific request |
| The Jharkhand Government Press can publish my notice | Personal notices were stopped in July 2025, as reported |
| No more papers will ever be asked for | The office "may call for additional documents" |
Key Terms in an SGB Name Correction
| Term | What it means in practice |
|---|---|
| SGB | Sovereign Gold Bond, issued by RBI for the Government |
| Certificate of Holding | The document showing your SGB holding |
| Stock certificate form | An SGB held in RBI's books, not demat |
| Receiving Office | The bank, post office, SHCIL or exchange you applied through |
| E-Kuber | RBI's system the Receiving Office uses |
| SHCIL | Stock Holding Corporation of India |
| DP | Depository participant, for demat holdings |
| Redemption | Repayment of the bond's value |
| Nominee | The person named to receive the bond |
| Government Securities Act, 2006 | The law for nomination and heirs |
| RRB | Regional rural bank, not a Receiving Office |
| One-and-the-same affidavit | A sworn statement that two names are one person |
Sovereign Gold Bond Name Help Across Jharkhand
For an SGB investor, the first question is whether the bond is held as a certificate or in demat. We read your Certificate of Holding, PAN and bank record, and tell you which office to approach and what to attach. For most SGB name corrections, we will tell you that you need no Gazette notice, and we charge nothing for telling you. We help investors across Ranchi, Jamshedpur, Dhanbad, Bokaro, Deoghar, Hazaribagh and every other district, on scans over WhatsApp.
District pages are linked from the services page.
Send the Certificate of Holding, PAN and bank passbook
Send the SGB Certificate of Holding or demat statement first, then your PAN and the bank passbook page. Tell us in one line what the name should be. Our first reply tells you which office to approach and what to attach. For most SGB name corrections, we will tell you that no Gazette notice is needed and charge you nothing. Details on the contact page.
- 📞Call 9540005002
Monday to Saturday, 9 AM to 6 PM - WhatsApp 9540005064
Send your scans here, it is the fastest way - ✉️info@jharkhandnamechange.com
- 📍Ranchi office: Main Building, Near Shaheed Chowk, Ranchi, Jharkhand 834001
- 🏛️Head office (Gazette filing desk): Metro Pillar No. 377, Near Burari Metro Station, Shop No. B-1, Ground Floor, Gali No. 1, Khasra No. 31/12, Hardev Nagar, Jharoda Majra, Burari, Delhi 110084
Sovereign Gold Bond Name Correction: Frequently Asked Questions
How do I correct my name on a Sovereign Gold Bond?
What is a Receiving Office?
Which office should I go to?
What proof should I attach?
I got married. What do I need?
My SGB is in my demat account.
Can I move my SGB to demat?
The holder has died.
Is there a fee?
My bank account has a different spelling.
Do I need a Gazette notice?
How much of this can you do for us?
Official Sources on SGB Name Correction
| Source | What it is used for on this page |
|---|---|
| RBI, procedural guidelines for servicing SGBs, RBI/2016-17/193, 23 December 2016 | The most important source on this page. Paragraph 10 on correction of name, Receiving Offices, E-Kuber, demat, nomination and succession |
| What we could not verify | Proof documents each office asks for; sections 7 to 9 of the Act; later circulars |
| Our other pages on the neighbouring questions | Demat and mutual fund; bank records; physical share certificates |
Sovereign Gold Bond Name Correction in Nine Lines
The short version
- Find out if your SGB is a certificate or demat holding.
- Certificate: write on plain paper to the Receiving Office.
- Attach the Certificate of Holding.
- Add PAN, Aadhaar, or a marriage certificate as proof.
- The office may ask for more documents.
- Demat: correct the name with your DP.
- Keep the bank account name the same.
- Heirs follow the Government Securities Act.
- Most SGB name corrections need no Gazette notice.